If you are looking for better pricing for homeowners, business, or Car insurance in Conshohocken Pennsylvania or any of the surrounding areas in Pennsylvania, contact Humphries Insurance by calling 215-646-5633.
Humphries Insurance is a leading independent insurance agency in Conshohocken and we represent top insurers including Erie Insurance in Conshohocken Pennsylvania.
Price quotes are available in 5 minutes or less using our online system. Click any of the links below:
Mistakes Made When Shopping for Conshohocken Insurance.
In a previous article we discussed how insurance shoppers can fall victim to bait and switch insurance pricing.
Upon occasion some unscrupulous agents/companies will take one of the below actions to earn your business:
- Quoting limits of Conshohocken auto insurance liability that may be lower than your current coverage.
- Will increase your deductibles without your knowledge hoping you won’t notice it on your new insurance policy you just purchased from them.
Examples of How Bait and Switch Happened To One Policyholder:
A notice was received by an agency that one of their policyholders was switching to a new company.
The policyholder had been insured with the agency for a number of years and they asked the client why they were switching. They stated they had got a rate that was about $25 lower per month and because they were on a fixed budget they needed to save every dollar they could.
The agency representative asked the policyholder if the coverage was matched up apple to apple.
The policyholder assumed that was the case and pulled out their new declaration page only to discover that not only were the deductibles doubled but the liability limits had been cut in half!
The agency representative asked the policyholder if they were aware their deductibles have been doubled and their liability limits cut in half?
The policyholder was not aware of this fact and was quite shocked. They immediately canceled their new policy because deception was used to encourage them to switch their insurance.
What lessons can be learned by this example?
Always make sure you verify your limits of liability and deductible are the same!
In our next article we will discuss another common mistake that sometimes policyholders make when they do not properly disclose all of the tickets/accidents on their driving record.
Failing to disclose everything on your record may cause either a cancellation notice to be issue soon after you buy the policy or you will receive a substantial rate increase!
We Never Use Bait and Switch to Earn Your Business!
The professionals at Humphries Insurance never use bait and switch tactics to earn your insurance business.
So when you’re shopping for business insurance, home insurance or Car insurance in Conshohocken Pennsylvania you can trust our team to match up your limits of liability and deductibles to your exact specifications.
Call us at 215-646-5633 to speak with one of our licensed representatives or use our convenient online rate quote system by clicking one of the links below:
Need Insurance in another area? We also serve the following communities in the greater Philadelphia area:
- Auto Insurance Bryn Mawr Pa
- Home Insurance Bryn Mawr
- Erie Insurance Bryn Mawr
- Havertown Car Insurance
- Havertown Home Insurance
- Erie Insurance Havertown
- Car Insurance Wynnewood
- Homeowners Insurance Wynnewood