Contractors Insurance Philadelphia.

Philadelphia Contractors Insurance – Same Day Quotes & Coverage!

Contractors Insurance PhiladelphiaWhen searching for great contractors insurance in Philadelphia or the entire state of Pennsylvania look no further than the Humphries Insurance Group.

Our experienced agents will work with you to help you find the coverage you need for a super competitive rate. Call us at 215-646-5633 or click on Contractors Insurance Philadelphia to send us your information for a quote.

What Types of Philadelphia Contractors Insurance Do We Offer?

At the Humphries Insurance Group we provide insurance for a wide variety of contractors. Each business is different, so each policy must be too.

We offer Pennsylvania Contractors Insurance throughout the state including:

  • Philadelphia Plumbing Contractors Insurance
  • Roofing Insurance Pittsburgh
  • Carpenter Insurance Allentown
  • Erie Pennsylvania Landscaping Contractors Insurance
  • Painting Insurance Reading Pennsylvania
  • Scranton Pest Control Insurance
  • Bethlehem Pennsylvania HVAC Insurance
  • And More!

Insurance can be complicated. So how do you know what coverages you need? One of our qualified agents can discuss your businesses needs and help you find the right policy.

How Does Philadelphia Contractors Insurance Protect You?

If you own a business you need insurance to protect you. There are many different types of policy options in the coverage you choose may also be influenced by the size and scope of your construction business.

Purchasing Philadelphia General Liability Insurance is step one. General Liability insurance can protect you from bodily injury and property damage claims that you may be legally responsible for.

In addition the general liability insurance policy will provide defense cost.  In other words if you are sued, your insurance company will provide an attorney to you to defend you from the lawsuit.

What If You Use Your Personal Vehicle in Your Business?

If you have not yet purchased a business car insurance policy you may want to determine if it is necessary. Depending on the scope and size of your business and whether or not your personal automobile insurer allows artisan usage will dictate whether you need a business car insurance policy.

To receive a quote for business auto click on Commercial Auto Insurance Philadelphia.

If you own a large number of vehicles Philadelphia fleet auto insurance is something we specialize in providing coverage for up to 1000 vehicles.

Insurance for Contractors in Philadelphia – Getting the Best Coverage.

No matter if you are a general contractor or one that specializes in Roofing, Painting, HVAC, Plumbing, Electrical Work, Pest Control, or Landscaping you need insurance to protect yourself financially.

The knowledgeable agents at the Humphries Insurance Group can get you better coverage for a rate you can afford.

Call us at 215-646-5633 or click insurance for contractors in Philadelphia to use our convenient online quote system.

All forms of Contractors Insurance available in following local areas:

  • Contractors Insurance Norristown
  • Contractors Insurance Upper Darby Pa
  • Contractors Insurance Blue Bell Pa
  • Contractors Insurance King Of Prussia Pa
  • Contractors Insurance Willow Grove Pa

 

Contractors Insurance Philadelphia

Contractors Insurance PhiladelphiaPhiladelphia Contractors Insurance – Quotes & Coverage The Same Day!

When you’re searching for contractors insurance in Philadelphia and the surrounding areas call 215-646-5633!

Or use our convenient online quote submission system when you click Contractors Insurance Philadelphia.

Humphries Insurance represents a large number of companies offering fantastic pricing for contractors insurance in Philadelphia!

Prices As Low As $425 per Year for Philadelphia Contractors Insurance!

If you need great prices and fast coverage we can help!

As a leading independent insurance agency in Philadelphia we can help you find the appropriate commercial insurance no matter if you are a subcontractor, general contractor, starting a brand-new construction company, or you are a construction firm with many years of experience.

Please be aware that not all contractors will qualify for our $425 general liability insurance program, but many will.

How Can You Determine If You Qualify for Our $425 Philadelphia Contractors Insurance Program?

Please call us at 215-646-5633 to speak with one of our commercial lines specialists or if it’s after hours send your information to us online when you click Philadelphia Contractors Insurance.

The $425 contractors insurance program is for general liability insurance only and does not include coverage for tools, workers compensation insurance, commercial automobile insurance, employment practice liability insurance, professional liability insurance, cyber liability insurance, or builders risk insurance.

If you need coverage for any of these different types of insurance policies we can help. Call us or submit your information to us online by clicking Philadelphia Contractors Insurance.

What Type of Contractors Insurance Do Your Need? 

It is really dependent on a number of factors including the exact type of work you perform.  For example if you are an individual painter with no employees looking for insurance for painters in Philadelphia you might only need general liability insurance and coverage for your tools.*

If you are a general contractor or much larger construction company it’s likely you will need Philadelphia workers compensation insurance, commercial auto to protect your vehicles, Philadelphia contractors bond, business personal property covering buildings you own and equipment that is either leased or owned, builders risk insurance policy in Philadelphia, employers liability insurance, professional liability insurance, cyber liability coverage, commercial crime coverage, and perhaps even employment practices liability insurance.*

The Right Kind of Contractors Insurance Coverage is Important. 

Choosing the right coverage is more than important, it’s absolutely necessary!

Any claims not paid by insurance would be the responsibility of the business or even the business owner if certain legal structures are not in place.

What would happen if your business was hit with a $10,000 claim not payable by insurance? If you are a sub-contractor a $10,000 out-of-pocket might mean the difference between you continuing to work on your own or needing to work for another company or file for bankruptcy protection.

What if the claim was $100,000 or even $1 million or more?

Certainly larger construction firms may be in a position to absorb such a claim but the most important question is this: would you want to take the chance of absorbing a large claim?

The quickest route for large construction firms to file for bankruptcy protection is when they are facing a large judgment not covered by your Philadelphia contractors insurance policy!

Contact Humphries Insurance Today When You Need Contractors Insurance in Philadelphia!

Call to speak with our business insurance specialist by dialing 215-646-5633 or submit your information to us online when you click on Contractors Insurance Philadelphia Pa.

Need Business Insurance in Other Areas?

  • Contractor’s insurance Blue Bell Pa
  • Contractors insurance Norristown
  • Contractors insurance Conshohocken
  • Contractors insurance upper Darby Pa
  • Contractors insurance King of Prussia Pa

*This is a general assumption and you should not rely upon this information exclusively as your circumstances may require other coverage not listed. Call our office to speak with one of our representatives for more details.

Philadelphia Business Insurance.

If you’re looking for business insurance in Philadelphia look no further!  Contact the business insurance specialist at Humphries Insurance by calling 215-646-5633. 

Philadelphia Business InsuranceWe offer business insurance for a wide variety of different companies and pricing starts as low as $275 for the year! 

Need coverage today? 

Call us before 12 o’clock Monday through Friday and one of our licensed business insurance representatives will be happy to help you. 

Business Owners Insurance Philadelphia, One Call or Click Away! 

Business insurance can be complicated and it’s important to work with an agency that represents a large number of insurance carriers that can meet your commercial insurance needs. 

Please note a few different types of specific business insurance programs we offer in Pennsylvania: 

Business Insurance Philadelphia – Why It’s Important to Pick the Right Coverage? 

Picking the right coverage is one of the most important decisions you’ll ever make when shopping for business insurance in Philadelphia. 

Why? 

And uncovered claim could lead to a significant out-of-pocket expense for the business or the owner which could regrettably include closure of the business. 

Example: Tony Sims owns a family lumber yard that was founded in 1917 by his great grandfather Joseph Sims. 

Their company specializes in providing material for the building industry and they offer free delivery.

One of Tony’s employees named Jonathan is making a delivery to a home builder on the north side of town. He receives a text message from his mother that his father had been rushed to the hospital because of a possible heart attack. 

Jonathan was obviously very upset over this message and accidentally ran a red light running into a car driven by Janet Hicks. 

This accident resulted in the death of Janet. Janet’s husband filed a multimillion dollar lawsuit against Sims lumberyard that resulted in a $5 million judgment. 

Unable to pay for the judgment Sims lumberyard was forced into bankruptcy and the company was liquidated. 

Sims lumberyard had purchased a $1 million auto liability policy but declined purchasing an additional $5 million umbrella policy offered to them just six months before the accident by their insurance agent. 

This insurance mistake made by Sims lumberyard was not purchasing enough liability protection. 

Call Us Today When You Need Business Insurance in Philadelphia! 

As a leading independent insurance agency in Philadelphia we can help your company find the coverage you need. 

Call us today at 215-646-5633 to speak with one of our commercial lines specialist when you’re shopping for Philadelphia Business Insurance.

  • Car Insurance

    A common mistake made by insurance shoppers is assuming coverage is identical between insurance companies.

    You might have the same limits of liability and deductibles with two different insurance companies, yet the claims results can be completely different.

    That's why it's important to work with our insurance team. We will help you put together an insurance plan to meet your individual needs.

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for car or home insurance!

  • Home Insurance

    Do you know the difference between the HO3 and HO5 Policy Form?

    The difference in coverage between the two policy forms might mean the difference between a claim being covered or denied on your personal property!

    The HO5 is a superior policy yet the majority of home insurance policies sold today is the HO3!

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for home insurance to learn why the HO5 is better!!

  • Business Insurance

    There are a variety of different types of business insurance policies available for companies.

    From General Liability, Business Property Coverage, Commercial Auto, Workers Compensation Insurance, Employers Liability Insurance, Professional Liability Insurance, Commercial Crime Coverage, Inland Marine Coverage, Cyber Liability Insurance, and many more.

    We at Humphries Insurance can help you choose the coverage most appropriate for your company.

    Call us today at 215-646-5633.