Car Insurance Norristown Pa

Car Insurance Norristown PaAre You Shopping for Home or Car Insurance in Norristown Pennsylvania and the Surrounding Areas?

Call Humphries Insurance at 215-646-5633 or use our online rate quotation system by clicking on Car Insurance Norristown Pa, Home Insurance Norristown

Quotes from Erie insurance are also available when you click on: Erie Insurance Norristown Pa

Mistakes Made When Shopping for Auto Insurance in Norristown Pennsylvania. 

In previous article we discuss why our Norristown Pennsylvania independent agency is a great place to purchase insurance.  The reason why is based on the fact insurers typically represented by independent insurance agencies do not spend much money if any on expensive television commercials thereby passing the savings on to policyholders. 

Today we are going to discuss why you need to verify your insurance quotes before switching to a new insurance company. 

Trust but Verify When Shopping for Insurance in Norristown Pennsylvania.

As was mentioned in a previous article the insurance industry is quite competitive.  There could literally be hundreds of different companies trying to earn your business all at the same time.

Because it is so competitive sometimes agents or companies will use techniques that are less than ethical to earn your business.

Watch Out For This Bait and Switch Trick! 

It’s likely that you are familiar with the term bait and switch. A company advertises one price but when you show up to buy the product or service it’s a different price hence, bait and switch.

This happens occasionally in the insurance industry by a relatively few unethical insurance agents with high expectations from their companies along with large production quotas. 

This type of unethical business behavior is not widespread but it does take place and we want to show you how to avoid this type of situation that could harm you financially down the road in the event of a catastrophic claim.

The Insurance Bait and Switch Trick.

Please note 3 types of bait and switch tricks we have observed over the years:

  • Agents/Companies quoting limits of liability that may be lower than your current coverage.
  • Agents/Companies Increasing deductibles without your knowledge hoping you won’t notice it on your declaration page.
  • Agents/Companies Not listing all of your violations or claims on your record.

In our next article we will relate 1 example of how bait and switch works by some agents/companies to earn your business.

We at Humphries Insurance Never Use Questionable Tactics to Gain Your Trust!

As a leading independent insurance agency in Norristown Pennsylvania we work with our clients to come up with proper insurance solutions for your individual financial needs.

We offer highly competitive solutions for car, home, business, and life insurance. Call us at 215-646-5633 during normal business hours or use our online rate system by clicking on the below links:

  • Car Insurance

    A common mistake made by insurance shoppers is assuming coverage is identical between insurance companies.

    You might have the same limits of liability and deductibles with two different insurance companies, yet the claims results can be completely different.

    That's why it's important to work with our insurance team. We will help you put together an insurance plan to meet your individual needs.

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for car or home insurance!

  • Home Insurance

    Do you know the difference between the HO3 and HO5 Policy Form?

    The difference in coverage between the two policy forms might mean the difference between a claim being covered or denied on your personal property!

    The HO5 is a superior policy yet the majority of home insurance policies sold today is the HO3!

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for home insurance to learn why the HO5 is better!!

  • Business Insurance

    There are a variety of different types of business insurance policies available for companies.

    From General Liability, Business Property Coverage, Commercial Auto, Workers Compensation Insurance, Employers Liability Insurance, Professional Liability Insurance, Commercial Crime Coverage, Inland Marine Coverage, Cyber Liability Insurance, and many more.

    We at Humphries Insurance can help you choose the coverage most appropriate for your company.

    Call us today at 215-646-5633.