Car Insurance Haverford Pennsylvania

Car Insurance Haverford PennsylvaniaIf you’re looking for homeowners, life, business, or car insurance in Haverford Pennsylvania and the surrounding areas you have found the right website! 

Humphries Insurance has provided competitive insurance solutions in Pennsylvania for many years and is a leading independent insurance agency in Haverford Pennsylvania. 

Call 215-646-5633 to learn about all of our available services for individuals, families, and business owners. 

Need an online quote in five minutes or less? Click on Car Insurance Haverford Pennsylvania, or Haverford Pennsylvania Home Insurance

We also represent Erie Insurance.  Click Erie Insurance Haverford Pennsylvania for online car or home quotes from this company.

Mistakes Made When Shopping for Car Insurance in Haverford Pennsylvania. 

In our previous article we discussed the importance of disclosing all tickets/accidents on our driving records when shopping for new insurance in Pennsylvania. 

The reason it’s important to take this step is because we may not qualify for the rate quoted which can result in either a rate increase, cancellation, or both as was true for the example we used of racing Ricky. 

You can read about Racing Ricky’s experience to see how he learned the hard way to disclose everything on his driving record by clicking on Racing Ricky’s Experience

In this article we are going to consider how some policyholders can through no fault of their own either receive a rate increase or a cancellation notice from their insurance company because the agent did not properly document all of the activity on the insureds driving record

What Steps Can You Take to Avoid a Situation like This? 

If you decide to shop for new car insurance in Haverford Pennsylvania or the surrounding areas make sure that any new insurance quotes include all tickets, accidents, claims, and not at fault accidents on your record. 

Why should you not forget to count not at fault accidents on your driving record? 

Unfortunately not at fault accidents can change your premium rates.   Some insurance companies count not at fault accidents just as much as at fault accidents when you have two or more in five years! 

So in summary it is vital to properly disclose everything on your driving record otherwise you may receive a significant rate increase over and above the premiums quoted to you, or a cancellation which could place you in a very bad situation!

In our next article will discuss what happened to Stan and Vicki who failed to take this action and verify that the agent properly documented all activity on their record. 

Need a Great Insurance Agent in Haverford Pennsylvania?

Call Humphries Insurance today at 215-646-5633 in one of our licensed agents will help you find the coverage you need at an affordable price. 

If it’s after hours please use our online rate quote system by clicking one of the three links below:

  • Car Insurance

    A common mistake made by insurance shoppers is assuming coverage is identical between insurance companies.

    You might have the same limits of liability and deductibles with two different insurance companies, yet the claims results can be completely different.

    That's why it's important to work with our insurance team. We will help you put together an insurance plan to meet your individual needs.

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for car or home insurance!

  • Home Insurance

    Do you know the difference between the HO3 and HO5 Policy Form?

    The difference in coverage between the two policy forms might mean the difference between a claim being covered or denied on your personal property!

    The HO5 is a superior policy yet the majority of home insurance policies sold today is the HO3!

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for home insurance to learn why the HO5 is better!!

  • Business Insurance

    There are a variety of different types of business insurance policies available for companies.

    From General Liability, Business Property Coverage, Commercial Auto, Workers Compensation Insurance, Employers Liability Insurance, Professional Liability Insurance, Commercial Crime Coverage, Inland Marine Coverage, Cyber Liability Insurance, and many more.

    We at Humphries Insurance can help you choose the coverage most appropriate for your company.

    Call us today at 215-646-5633.