Landlord Insurance Philadelphia

Why Choose Us for Landlord Insurance in Philadelphia?

Landlord Insurance PhiladelphiaIf you’re looking for great options for landlord insurance in Philadelphia and the surrounding areas look no further!

Call 215-646-5633 to speak with a licensed agent when you are looking for insurance on rental properties in Philadelphia and the surrounding areas. 

Or use our convenient online quote form by clicking insurance for landlords Philadelphia

We Can Shop the Market for Philadelphia Landlord Insurance. 

As a leading independent agency we can shop the market for the best options currently being offered on Landlord insurance in Philadelphia among a wide variety of different insurance companies. 

Agents representing only one company are known as captive agents and they do not have the ability to offer this service.

As you’re shopping for landlord insurance make sure the agency you choose has the ability to represent a large number of insurers just like our company, or you can just choose us!

Call 215-646-5633 to speak with one of our rental property specialist or click on insurance for rental property Philadelphia to send your information to us online.

Insurance for Rental Properties in Philadelphia This Is What You Need to Know.

You can either purchase a commercial insurance policy or an individual policy. Commercial insurance is normally reserved for real estate investors with apartment buildings with four units or more or a number of individually owned rentals.

An individual rental policy might be best for small real estate investors.

There are advantages to the rental commercial insurance policy such as the ability to choose higher limits of liability and the option to cover all of your rental properties on one policy.

Additionally with the individual rental policy and the commercial insurance policy there are three different coverage options:

  • Basic
  • Broad
  • Special 

The basic and the broad policy form provide insurance coverage only for claim events named in the policy. This policy is typically known as a named perils policy

The basic policy coverage form usually only offers actual cash value loss settlements. (ACV)

Actual cash value loss of settlements take into consideration depreciation, whereas replacement cost coverage settlement options do not. An ACV loss settlement would typically pay rental owners less money on claims.

The special policy form offers real estate investors the best coverage options on landlord insurance in Philadelphia as it does not restrict coverage based on named perils coverage.

Which Landlord Insurance Policy Is Best for You?

We can help you choose the best options for your individual needs.

Call 215-646-5633 or click apartment building insurance Philadelphia to submit your information to us online.

Landlord Rental insurance is also available in the following areas:

  • Landlord Insurance Blue Bell Pa
  • Landlord Insurance Norristown
  • Landlord Insurance Willow Grove
  • Warrington Pennsylvania Landlord Insurance
  • Allentown Pennsylvania Landlord Insurance
  • Car Insurance

    A common mistake made by insurance shoppers is assuming coverage is identical between insurance companies.

    You might have the same limits of liability and deductibles with two different insurance companies, yet the claims results can be completely different.

    That's why it's important to work with our insurance team. We will help you put together an insurance plan to meet your individual needs.

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for car or home insurance!

  • Home Insurance

    Do you know the difference between the HO3 and HO5 Policy Form?

    The difference in coverage between the two policy forms might mean the difference between a claim being covered or denied on your personal property!

    The HO5 is a superior policy yet the majority of home insurance policies sold today is the HO3!

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for home insurance to learn why the HO5 is better!!

  • Business Insurance

    There are a variety of different types of business insurance policies available for companies.

    From General Liability, Business Property Coverage, Commercial Auto, Workers Compensation Insurance, Employers Liability Insurance, Professional Liability Insurance, Commercial Crime Coverage, Inland Marine Coverage, Cyber Liability Insurance, and many more.

    We at Humphries Insurance can help you choose the coverage most appropriate for your company.

    Call us today at 215-646-5633.