Philadelphia Automobile Insurance

The Best Options for Philadelphia Automobile Insurance Are One Call or Click Away!

Call Humphries Insurance at 215-646-5633 to find low-cost options for Philadelphia automobile insurance or use our convenient online quote system by clicking one of the two links below:

Philadelphia Automobile InsuranceThree Tips You Can Use Today to Keep Your Philadelphia Auto Insurance Rates Low!

Package Your Home and Car Insurance with the Same Company.

You can’t imagine how many individuals we talk to that haven’t taken the step and are automatically paying 20 to 30% more!

A number of companies selling car insurance in Philadelphia underwrite car insurance only and they sell home, renters, or condominium insurance policies through other companies.

Why is it a bad idea to buy car insurance from a company that only sells car insurance?

Because you are losing a multi-policy discount on your home insurance and this automatically causes you to pay more money in most instances when you consider both the car and home insurance as a package.

Some Companies Use Tricky Advertising to Make You Think You’re Getting a Package Discount.

They may claim in their advertising to offer package discounts on car insurance but what they are not telling you is that you will lose a multi-policy discount on your homeowners insurance policy when you switch your car insurance policy to them because they do not underwrite home insurance in their name.

Don’t fall for it. In the majority cases it’s better for you to purchase car insurance in Philadelphia when the company also underwrites homeowners insurance in their name as well.

What if you don’t own a home? Purchasing a renters insurance policy is the same as purchasing a homeowner’s insurance policy from a discount standpoint. It provides a substantial discount for both car and renters insurance when you combine both with the same company.

Don’t Purchase a Sports Car When You Have Drivers in Your Household under the Age of 21!

Did you know that many companies will automatically charge you more money when there are drivers in your household under the age of 21 and you purchase a sports car or other high-value vehicle?

Why do companies do this?

Because they know despite any assurances you may give your agent you are going to let your son or daughter drive that sports car or high-value vehicle!

They know it, so they’re going to charge you for it.  A sports car in the hands of a 16-year-old driver could be a claim waiting to happen in the eyes of most insurance companies so they will charge you accordingly.

What is the most important tip to save money on insurance in Philadelphia?

Shop the Market for the Best Options on Philadelphia Automobile Insurance.

Did you know that only an independent insurance agency can truly shop the market for clients to help them find deals on car insurance in Philadelphia?

Humphries Insurance is a leading independent agency in Philadelphia and you should call us today at 215-646-5633 to learn how we can help you find the best options for Philadelphia automobile insurance.

If you find our website after hours click one of the two links below:

  • Car Insurance

    A common mistake made by insurance shoppers is assuming coverage is identical between insurance companies.

    You might have the same limits of liability and deductibles with two different insurance companies, yet the claims results can be completely different.

    That's why it's important to work with our insurance team. We will help you put together an insurance plan to meet your individual needs.

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for car or home insurance!

  • Home Insurance

    Do you know the difference between the HO3 and HO5 Policy Form?

    The difference in coverage between the two policy forms might mean the difference between a claim being covered or denied on your personal property!

    The HO5 is a superior policy yet the majority of home insurance policies sold today is the HO3!

    Call us today at 215-646-5633 or use our convenient online rate quote system when you click on instant quotes for home insurance to learn why the HO5 is better!!

  • Business Insurance

    There are a variety of different types of business insurance policies available for companies.

    From General Liability, Business Property Coverage, Commercial Auto, Workers Compensation Insurance, Employers Liability Insurance, Professional Liability Insurance, Commercial Crime Coverage, Inland Marine Coverage, Cyber Liability Insurance, and many more.

    We at Humphries Insurance can help you choose the coverage most appropriate for your company.

    Call us today at 215-646-5633.