When you’re searching for contractors insurance in Philadelphia and the surrounding areas call 215-646-5633!
Or use our convenient online quote submission system when you click Contractors Insurance Philadelphia.
Humphries Insurance represents a large number of companies offering fantastic pricing for contractors insurance in Philadelphia!
Prices As Low As $425 per Year for Philadelphia Contractors Insurance!
If you need great prices and fast coverage we can help!
As a leading independent insurance agency in Philadelphia we can help you find the appropriate commercial insurance no matter if you are a subcontractor, general contractor, starting a brand-new construction company, or you are a construction firm with many years of experience.
Please be aware that not all contractors will qualify for our $425 general liability insurance program, but many will.
How Can You Determine If You Qualify for Our $425 Philadelphia Contractors Insurance Program?
Please call us at 215-646-5633 to speak with one of our commercial lines specialists or if it’s after hours send your information to us online when you click Philadelphia Contractors Insurance.
The $425 contractors insurance program is for general liability insurance only and does not include coverage for tools, workers compensation insurance, commercial automobile insurance, employment practice liability insurance, professional liability insurance, cyber liability insurance, or builders risk insurance.
If you need coverage for any of these different types of insurance policies we can help. Call us or submit your information to us online by clicking Philadelphia Contractors Insurance.
What Type of Contractors Insurance Do Your Need?
It is really dependent on a number of factors including the exact type of work you perform. For example if you are an individual painter with no employees looking for insurance for painters in Philadelphia you might only need general liability insurance and coverage for your tools.*
If you are a general contractor or much larger construction company it’s likely you will need Philadelphia workers compensation insurance, commercial auto to protect your vehicles, Philadelphia contractors bond, business personal property covering buildings you own and equipment that is either leased or owned, builders risk insurance policy in Philadelphia, employers liability insurance, professional liability insurance, cyber liability coverage, commercial crime coverage, and perhaps even employment practices liability insurance.*
The Right Kind of Contractors Insurance Coverage is Important.
Choosing the right coverage is more than important, it’s absolutely necessary!
Any claims not paid by insurance would be the responsibility of the business or even the business owner if certain legal structures are not in place.
What would happen if your business was hit with a $10,000 claim not payable by insurance? If you are a sub-contractor a $10,000 out-of-pocket might mean the difference between you continuing to work on your own or needing to work for another company or file for bankruptcy protection.
What if the claim was $100,000 or even $1 million or more?
Certainly larger construction firms may be in a position to absorb such a claim but the most important question is this: would you want to take the chance of absorbing a large claim?
The quickest route for large construction firms to file for bankruptcy protection is when they are facing a large judgment not covered by your Philadelphia contractors insurance policy!
Contact Humphries Insurance Today When You Need Contractors Insurance in Philadelphia!
Call to speak with our business insurance specialist by dialing 215-646-5633 or submit your information to us online when you click on Contractors Insurance Philadelphia Pa.
Need Business Insurance in Other Areas?
- Contractor’s insurance Blue Bell Pa
- Contractors insurance Norristown
- Contractors insurance Conshohocken
- Contractors insurance upper Darby Pa
- Contractors insurance King of Prussia Pa
*This is a general assumption and you should not rely upon this information exclusively as your circumstances may require other coverage not listed. Call our office to speak with one of our representatives for more details.